Document fraud: the rise of digital forgery and the key role of OCR software

An explosion of digital document fraud

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Document fraud is reaching new heights. One in 10 French people admits to having created a false document, and in 73% of the cases, the trick worked.

But what worries the most is the transition to All digital. Between 2023 and 2024, forgeries of digital documents jumped by 244%. For the first time, digital fraud (63%) surpasses paper-based fraud (37%).

With the generalization of online procedures, fraudsters are now using artificial intelligence and image editing software to modify documents with incredible precision.

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Card fraud... identity and other common manipulations

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Identity is at the heart of document fraud: 40% of fake ones involve identity cards. But other documents are regularly falsified:

• IDs and passports → to impersonate or obtain a credit
• Pay slips and tax notices → to simulate a better financial situation
• Invoices and proof of address → to benefit from aid or circumvent restrictions
• Bank statements → to falsify a loan application or hide debts

La bank-insurance And the public sector are among the most affected. In 2023, fraud detected by Health Insurance represented 466 million euros avoided losses, and in property and casualty insurance, 485 million euros in fraud have been identified.

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How does OCR software detect fake documents?

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Faced with the rise of digital fraud, businesses must adopt automated and intelligent control solutions. That's where it comes in OCR (Optical Character Recognition) software, coupled with artificial intelligence.

🔎 How does OCR fight document fraud?

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✅ Metadata analysis : a falsified document often leaves invisible traces (software used, modification date).
✅ Detecting textual inconsistencies : mistakes, typographical differences, different fonts... so many clues detected by the AI.
✅ Examining signatures, stamps, and watermarks : an advanced OCR identifies anomalies in textures and patterns.
✅ Comparison with official databases : real-time monitoring with government sources makes it possible to identify discrepancies.

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Businesses are mobilizing in the face of the threat

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Businesses are becoming aware of the extent of the phenomenon. 80% of them rank the fight against fraud among their priorities, and 70% are already using document control software.

The largest organizations are setting up processing chains integrating OCR and artificial intelligence, combined with manual checks on suspicious cases. The objective: drastically reduce fraud, without slowing down business processes.

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Secure your processes with advanced solutions

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Today, OCR technologies no longer just read a document, they dissect and analyze it from every angle. For businesses facing fraud, the adoption of these tools is becoming a strategic issue.

Solutions like those developed by Dataleon allow organizations to instantly detect falsified documents and automate the validation of supporting documents. An essential technological response to the rise of digital fraud.

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