ChatGPT and the new generation of images: the new weapon for fraudsters to impersonate an identity?

Generative AI: a new playground for fraudsters

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The new version of ChatGPT no longer just generates text. From now on, Sound image generator makes it possible to create visuals of astonishing precision, so much so that it is becoming more and more difficult to distinguish the artificial from the real. These advances are a boon for fraudsters who no longer need advanced technical skills to manufacture fake IDs or profile photos.

Imagine that: a fraudster can now generate a human face that looks perfectly authentic or a passport photo with details so realistic that even the most sophisticated KYC systems may not detect them. And the worst? He can do it in a few minutes.

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The power of ChatGPT and DALL·E: powerful weapons for fraudsters

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The generation of ultra-realistic images with The latest version of GPT allows you to create visuals that are so precise that they often escape human detection. A malicious user can:

1. Create an entirely new passport photo that seems totally authentic.
2. Edit an existing face or document to pass a KYC or KYB check.
3. Generate fake profiles with identity documents adapted to the target he wants to deceive.

These tools are not only capable of creating static images, but also of imagining believable scenarios with backgrounds, facial expressions, and even gestures that add even more realism to the deception.

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The limits of traditional KYC systems in the face of these threats

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The vast majority of KYC systems still rely on relatively simple technologies: image analysis, OCR character recognition, and manual verification. But in the face of The new generation of deepfakes generated by AI, these processes have become obsolete. AI makes it possible to overcome these techniques with disconcerting ease.

Large businesses, especially in the banking and fintech sectors, are now vulnerable. Standard controls, such as comparing an ID document to a selfie, are undermined by AI-generated images, which can be modified in real time to bypass verification systems.

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How can you protect your business against these document scams?

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Faced with this evolution, KYC solutions need to evolve. By combining AI with more complex verification processes, businesses can strengthen their detection systems. Here are a few tips:

1. Advanced biometrics : By using technologies like dynamic facial recognition, which requires interaction with the user (e.g. blinking, turning the head), it becomes much more difficult for a deepfake to go unnoticed.
2. Multi-source analysis : Integrate several verification points — such as metadata analysis, comparison with official databases, or user behavior analysis — to ensure that the identification is authentic.
3. Detecting fake documents : Use specialized AI algorithms to deep scan documents generated by AI and identify inconsistencies that are invisible to the naked eye, but visible to an intelligent program.

Chez Dataleon, we develop identity verification solutions that include tools to detect false documents and suspicious behavior. Our technology is based on a cross-analysis of multiple data, including visuals generated by AI, to help you ensure a solid and effective audit.

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Why is it crucial to act now?

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Traditional KYC systems are no longer enough. If you don't adopt the right solutions now, you could soon face massive document fraud. Businesses that don't have robust and smart KYC systems in place will quickly find themselves overwhelmed by this new wave of digital fraud.

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Is your business ready to counter this threat?

It is up to you to decide: will you wait for the problem to get out of control, or implement a modern solution today that will protect you against new threats generated by AI?

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